diff --git a/src/views/account/RecurringView.vue b/src/views/account/RecurringView.vue
index 157f1ba..8226c32 100644
--- a/src/views/account/RecurringView.vue
+++ b/src/views/account/RecurringView.vue
@@ -65,6 +65,8 @@ const toWalletsOfKind = computed(() => wallets.value.filter((w) => w.type === fo
 const fromWalletKinds = computed(() =>
   WALLET_KINDS.filter((k) => k.value !== 'CARD' || form.type === 'EXPENSE'),
 )
+// 이체 입금 계좌 종류: 카드 제외(계좌→카드는 상환)
+const toWalletKinds = computed(() => WALLET_KINDS.filter((k) => k.value !== 'CARD'))
 // 계좌 선택 칩 옵션
 function walletOpts(list) {
   return list.map((w) => ({ value: w.id, label: `${w.name}${w.issuer ? ` (${w.issuer})` : ''}` }))
@@ -325,7 +327,7 @@ onMounted(load)
           <span class="field-label">입금 계좌</span>
           <div class="wallet-chips">
             <button
-              v-for="k in WALLET_KINDS" :key="k.value"
+              v-for="k in toWalletKinds" :key="k.value"
               type="button" class="chip" :class="{ active: form.toWalletKind === k.value }"
               :disabled="submitting"
               @click="form.toWalletKind = k.value; onToWalletKindChange()"