diff --git a/src/main/java/com/sb/web/account/dto/WalletRequest.java b/src/main/java/com/sb/web/account/dto/WalletRequest.java
index 90e7585..5cb3c18 100644
--- a/src/main/java/com/sb/web/account/dto/WalletRequest.java
+++ b/src/main/java/com/sb/web/account/dto/WalletRequest.java
@@ -14,7 +14,7 @@ import java.time.LocalDate;
 public class WalletRequest {
 
     @NotBlank(message = "유형을 선택하세요.")
-    @Pattern(regexp = "BANK|CARD|LOAN|INVEST", message = "유형이 올바르지 않습니다.")
+    @Pattern(regexp = "BANK|CASH|CARD|LOAN|INVEST", message = "유형이 올바르지 않습니다.")
     private String type;
 
     @NotBlank(message = "이름을 입력하세요.")
diff --git a/src/main/java/com/sb/web/account/service/AccountService.java b/src/main/java/com/sb/web/account/service/AccountService.java
index 90fcd09..780a2d5 100644
--- a/src/main/java/com/sb/web/account/service/AccountService.java
+++ b/src/main/java/com/sb/web/account/service/AccountService.java
@@ -390,7 +390,7 @@ public class AccountService {
                 .toList();
     }
 
-    /** 순자산 = 총자산(BANK) − 총부채(CARD/LOAN) */
+    /** 순자산 = 총자산(BANK/CASH/INVEST) − 총부채(CARD/LOAN) */
     public NetWorthResponse netWorth(Long memberId) {
         Map<Long, Long> balances = balanceMap(memberId);
         Map<Long, InvestService.WalletInvest> inv = investService.valuationByWallet(memberId);
@@ -407,7 +407,7 @@ public class AccountService {
                     InvestService.WalletInvest wi = inv.getOrDefault(w.getId(), new InvestService.WalletInvest());
                     assets += bal + wi.cashDelta + wi.stockEval;
                 }
-            } else if ("BANK".equals(w.getType())) {
+            } else if ("BANK".equals(w.getType()) || "CASH".equals(w.getType())) {
                 assets += bal;
             } else {
                 liabilities += -bal; // 부채는 음수 잔액 → 양수 부채로 표시